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Our firm

Established in 1993 by Alan Richardson, Paul Belcher and Mark Spurling. The name comes from the first initial of each partner’s surname.

Alan Richardson

Founding partner

In May 2007, Alan Richardson retired as a partner of the firm, but continued to work within RBS Associates as an independent financial adviser, finally retiring from our industry at the end of 2012.

Paul Belcher

Founding partner

Paul Belcher established the business in 1993 together with Alan Richardson and Mark Spurling, operating from offices in West Street, Marlow until 2006.

Mark Spurling

Founding partner and mortgage adviser

We have provided professional mortgage advice for over 30 years, primarily through one of our original Partners, Mark Spurling. In March 2025, Mark also retired as our mortgage adviser. He remains a partner here at RBS Associates to help in the transition of our mortgage clients to Davidson Deem Limited.

Since 1993

  1. 1993

    RBS Associates is established by Alan Richardson, Paul Belcher and Mark Spurling, from offices in West Street, Marlow.

  2. 2006

    The firm moves to its present offices in Regency House on Mere Park, off Dedmere Road in Marlow.

  3. May 2007

    Alan Richardson retires as a partner, but continues as an independent financial adviser.

  4. End of 2012

    Alan Richardson finally retires from the industry.

  5. March 2025

    Mark Spurling retires as mortgage adviser. Mortgage clients are now looked after by Davidson Deem Limited.

How the firm works

We have always worked on the basis of offering independent financial advice to our clients in a professional manner akin to that which would be expected from a professional firm of accountants or solicitors. We were determined to build our business based on a service led proposition in order to differentiate ourselves from those firms that focus on the sale of products.

Our clients are based all over the UK, although principally in London and the south-east of England, particularly the Thames Valley, and include individuals, families, as well as small businesses. We are proud of the fact that our client bank has grown almost exclusively by referrals from existing clients, accountants and solicitors.

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